:root{--navy:#10234f;--blue:#23479b;--teal:#178d88;--mint:#69c7bd;--gold:#f3c94a;--ink:#172033;--muted:#677389;--line:#d9e1eb;--paper:#fff;--soft:#f2f7fb;--danger:#c9364f;--shadow:0 18px 48px rgba(20,44,104,.12);--radius:18px}
    *{box-sizing:border-box} body{margin:0;min-height:100vh;background:linear-gradient(145deg,#edf7fa 0,#f8fbff 44%,#eef1f9 100%);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}
    button,input,select{font:inherit} button,a{transition:.16s ease} .shell{width:min(1160px,calc(100% - 28px));margin:auto;padding:22px 0 64px}
    header{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-bottom:24px}.brand{display:flex;align-items:center;gap:12px}.mark{width:48px;height:48px;border-radius:15px;background:linear-gradient(135deg,var(--navy),var(--teal));display:grid;place-items:center;color:#fff;font-weight:1000;box-shadow:0 12px 25px rgba(35,71,155,.25)}
    h1,h2,h3,p{margin-top:0} h1{font-size:clamp(1.5rem,4vw,2.35rem);margin-bottom:2px;color:var(--navy)} .eyebrow{margin:0;color:var(--teal);font-size:.77rem;font-weight:1000;text-transform:uppercase;letter-spacing:.13em}.classroom{margin:4px 0 0;color:var(--muted);font-size:.9rem;font-weight:700}
    .top-links{display:flex;gap:9px;flex-wrap:wrap}.link,.button{min-height:42px;border-radius:12px;border:1px solid var(--line);padding:0 14px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:900;cursor:pointer}.link{background:#fff;color:var(--navy)}.link.primary,.button{background:var(--blue);color:#fff;border-color:var(--blue)}.link:hover,.button:hover{transform:translateY(-1px);box-shadow:0 9px 20px rgba(35,71,155,.14)}
    .hero{display:grid;grid-template-columns:1.5fr 1fr;gap:18px;margin-bottom:18px}.total-card,.profile-card,.panel,.account{border:1px solid rgba(201,213,225,.9);background:rgba(255,255,255,.96);border-radius:var(--radius);box-shadow:var(--shadow)}
    .total-card{padding:26px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;position:relative;overflow:hidden}.total-card:after{content:"$";position:absolute;right:16px;bottom:-44px;font-size:11rem;font-weight:1000;opacity:.07}.total-label{font-weight:850;opacity:.82}.total{font-size:clamp(2.6rem,8vw,4.8rem);font-weight:1000;letter-spacing:-.055em;margin:8px 0}.total-note{font-size:.9rem;font-weight:750;opacity:.75}
    .profile-card{padding:24px;display:flex;flex-direction:column;justify-content:center}.profile-name{font-size:1.4rem;font-weight:1000;color:var(--navy)}.profile-code{color:var(--muted);font-weight:800}.status{min-height:24px;margin:10px 0 0;color:var(--teal);font-weight:850}.status.error{color:var(--danger)}
    .alerts{display:grid;gap:10px;margin-bottom:18px}.alert{display:grid;grid-template-columns:1fr auto;gap:14px;padding:16px 18px;border-radius:15px;border:1px solid #cbddec;background:#f5fbff;box-shadow:0 8px 20px rgba(20,44,104,.07)}.alert.reminder{background:#fff9e9;border-color:#efda91}.alert.important{background:#fff1f3;border-color:#efb8c0}.alert.read{opacity:.68}.alert h3{font-size:1rem;margin-bottom:5px}.alert p{margin:0;color:#445168;line-height:1.45}.alert button{align-self:center;border:0;border-radius:10px;background:#fff;color:var(--blue);font-weight:900;padding:9px 11px;cursor:pointer}
    .accounts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:18px}.account{padding:20px;position:relative;overflow:hidden}.account:before{content:"";display:block;width:38px;height:5px;border-radius:99px;background:var(--account-color,var(--blue));margin-bottom:16px}.account-type{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:1000}.account h2{margin:5px 0 6px;color:var(--navy)}.balance{font-size:2rem;font-weight:1000;color:var(--account-color,var(--blue));letter-spacing:-.035em}.interest-note{min-height:2.9em;margin:9px 0 0;color:var(--muted);font-size:.82rem;line-height:1.45;font-weight:750}.rename{margin-top:14px;display:flex;gap:7px}.rename input{min-width:0;width:100%;border:1px solid var(--line);border-radius:10px;padding:9px 10px}.rename button{border:0;border-radius:10px;background:var(--soft);color:var(--blue);font-weight:950;padding:0 11px;cursor:pointer}
    .layout{display:grid;grid-template-columns:minmax(280px,.8fr) minmax(0,1.5fr);gap:18px}.panel{padding:22px}.panel h2{color:var(--navy);font-size:1.2rem}.field{display:grid;gap:7px;margin:14px 0}.field label{font-size:.8rem;font-weight:1000;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}.field input,.field select{min-height:45px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--ink);padding:0 11px}.transfer-button{width:100%;margin-top:8px}.hint{color:var(--muted);line-height:1.5;font-size:.9rem}
    .table-wrap{overflow:auto;border:1px solid var(--line);border-radius:13px}table{width:100%;border-collapse:collapse;min-width:620px}th,td{text-align:left;padding:12px;border-bottom:1px solid #e9eef4;font-size:.88rem}th{background:#f7f9fc;color:var(--muted);text-transform:uppercase;font-size:.72rem;letter-spacing:.06em}tr:last-child td{border-bottom:0}.amount{font-weight:1000}.credit{color:#16805f}.debit{color:var(--danger)}.empty{padding:24px;text-align:center;color:var(--muted);font-weight:800}.loading{min-height:60vh;display:grid;place-items:center;color:var(--blue);font-weight:1000}
    @media(max-width:820px){.hero,.layout{grid-template-columns:1fr}.accounts{grid-template-columns:1fr 1fr}header{align-items:flex-start;flex-direction:column}.top-links{width:100%}.top-links .link{flex:1}.shell{width:min(100% - 20px,1160px)}}
    @media(max-width:560px){.accounts{grid-template-columns:1fr}.panel,.account,.total-card,.profile-card{padding:17px}.alert{grid-template-columns:1fr}.total{font-size:3rem}}